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ACH Payments from SWREG

(also applies in principle to UK BACS)

How much does it cost?

Can I stop you drawing from my bank account?

What is in it for you?

What is in it for me?

In summary?

How much does it cost?

We charge you nothing and your bank probably charges you only 15 cents or whatever their normal charge is for electronic payments. Note this is not a Fedwire payment and therefore not liable to wire fee charges.

Can I stop you drawing from my bank account?

We understand that some banks allow you to specify on your account that only named companies can draw from your account by ACH.

What is in it for you?

We save the high cost of purchasing check stock, printing them, verifying them, stuffing them and mailing them - about $5 a check that at present is not passed on to you. By not suffering this overhead it helps us keep our costs to you down.

What is in it for me?

Reliable payments with cleared funds in your bank account about 10 days earlier than by check. Also it reduces the risk of lost checks in the mail. Some banks charge less to receive electronic payments than receiving checks.

In summary?

If you are a US bank account holder (you do not need to be a US resident) please select - "by ACH".